Prototype. What you see here is an example built to illustrate what’s possible. No real data. Every Simpliciti application is designed around your operation.

Financial Services

Your finance team shouldn’t be a data entry department.

Invoices matched by hand. Approvals stuck in email. Loan files assembled across five tools. Here is what a system built to fix that looks like.

Sound Familiar?

The cracks in your financial operations.

01

Manual document processing

Your team reads through loan applications, invoices, and financial documents line by line — copying data into systems that should be talking to each other.

02

No single source of truth

Payment status lives in one system, approvals in another, and the real picture lives in someone’s head. When leadership asks for a status update, it takes three people to answer.

03

Compliance is a fire drill

When audit season comes, your team scrambles to reconstruct who approved what and when. The paper trail is scattered across email, shared drives, and sticky notes.

Loan Processing

What if loan packages assembled themselves?

The application we build reads loan applications, extracts borrower data, pulls credit information, checks compliance requirements, and routes the package to the right underwriter. Your team reviews the assembled file instead of building it from scratch.

DemoApplicationsBorrowersDocumentsComplianceAnalyticsSettingsDKDavid KimLoan OfficerApplicationsMTG-2026-1847Data ReviewMortgage Application — Jennifer & Thomas ParkPRODUCTIONMTG-1847Under ReviewSend to UnderwritingSummaryExtracted DataIncomeAssetsPropertyComplianceHistoryBorrower Income · Source DocumentsAI ExtractedFIELDEXTRACTED VALUESOURCECONFIDENCEPrimary BorrowerJennifer ParkW-2 (2024)99%EmployerCascade Health SystemsW-2 (2024)98%Annual Base Salary$127,400.00W-2 (2024)99%YTD Gross Income$42,466.67Pay Stub (Feb 2026)97%Monthly Gross$10,616.67Calculated95%Co-BorrowerThomas ParkW-2 (2024)99%Co-Borrower EmployerPortland Public SchoolsW-2 (2024)98%Co-Borrower Salary$84,200.00W-2 (2024)99%Other Income (Rental)$1,800/moTax Return (2024)88%Combined Monthly$19,383.33Calculated93%!Rental income confidence below threshold (88%)Schedule E shows $1,800/mo but lease agreement lists $2,100/mo. Manual verification required.SOURCE DOCUMENTSW2-JPark-2024.pdfPrimary W-2W2-TPark-2024.pdfCo-Borrower W-2PayStub-Feb2026.pdfRecent Pay StubTaxReturn-2024.pdfFederal Tax ReturnAI SummaryDocumentsRatiosActivityAI Analysis SummaryIncome verified: $211,600/yr combinedBoth W-2s and pay stubs cross-referencedEmployment tenure: 4+ years (both borrowers)Stable employment history confirmedRental income discrepancy detectedSchedule E vs. lease agreement mismatch ($300/mo)DTI ratio estimate: 34.2%Below 43% threshold — within guidelinesDocument completeness: 92%Missing: bank statements (2 months)LOAN SUMMARYRequested AmountProperty ValueLTV$485,000$625,00077.6%EXTRACTION STATSFields extracted47from 8 documentsAvg confidence96.4%1 flagged fieldCOMPLIANCETRID disclosure requirements metHMDA data points capturedQM eligibility: Preliminary passApprove Extracted DataCorrect & Re-extractRequest Documents

Accounts Payable

What if invoices matched and routed themselves?

The application we build reads incoming invoices, extracts line items, matches them against purchase orders, flags discrepancies, and routes approved payments for processing. Your AP team focuses on exceptions, not data entry.

DemoInvoicesPurchase OrdersVendorsApprovalsReportsSettingsLNLisa NguyenAP ManagerInvoicesINV-2026-42913-Way MatchInvoice #4291 — Consolidated Parts & Supply Co.PRODUCTIONINV-4291Needs ReviewApprove PaymentSummary3-Way MatchLine ItemsGL CodingHistoryCompliance3-Way Match · Invoice vs. PO vs. ReceivingAI MatchedINVOICEINV-2026-4291Consolidated Parts & SupplyFeb 28, 2026$18,472.50PURCHASE ORDERPO-2026-0398Consolidated Parts & SupplyFeb 12, 2026$18,472.50RECEIVING REPORTRR-2026-0398Warehouse B — Dock 3Feb 26, 202642 items receivedMATCH DETAILSFIELDINVOICEPORECEIVINGSTATUSVendorConsolidated PartsConsolidated PartsMatchTotal Amount$18,472.50$18,472.50MatchItem Count42 line items42 line items42 receivedMatchUnit PricesSee line itemsSee line itemsMatchDelivery DateFeb 26Feb 24Feb 262-Day Var.Payment TermsNet 30Net 45Mismatch!Payment terms mismatch: Invoice says Net 30, PO says Net 45AI flagged: verify with vendor. Paying Net 30 would cost $230 in early payment vs. PO terms.SOURCE DOCUMENTSINV-4291-CPS.pdfVendor InvoicePO-0398.pdfPurchase OrderRR-0398-whseB.pdfReceiving ReportCPS-contract.pdfVendor AgreementAI SummaryVendorGL CodingActivityAI Match SummaryVendor identity confirmedInvoice, PO, and contract all matchAmount: $18,472.50 — exact matchInvoice total matches PO total42 of 42 line items receivedReceiving report confirms full deliveryDelivery 2 days late vs. POFeb 24 scheduled, Feb 26 actualPayment terms conflictInvoice: Net 30 vs. PO: Net 45. Verify before paying.PAYMENT DETAILSInvoice AmountDue Date (Net 45)Status$18,472.50Apr 14PendingAPPROVAL CHAINLNLisa NguyenAP ManagerCurrentMSMark SantosControllerNextCACFO Approval>$15,000 thresholdRequiredGL CODING (AI SUGGESTED)5100 · Raw Materials$14,218.0077%5200 · Fasteners & Hardware$3,104.5017%5300 · Shipping & Freight$1,150.006%Approve for PaymentPlace on HoldReject Invoice

Accounts Receivable

Imagine every receivable tracked from invoice to cash.

The application your team works out of monitors outstanding balances, matches incoming payments, flags aging accounts, and generates collection workflows. Your team focuses on relationship management instead of chasing payments.

DemoReceivablesCustomers$PaymentsCollectionsReportsSettingsMJMaria JacksonAR ManagerReceivablesPMT-2026-0847Cash ApplicationPayment #0847 — Westfield Medical GroupPRODUCTIONPMT-0847ReviewApply PaymentOverviewCash ApplicationAgingCollectionsHistoryINCOMING PAYMENT$47,283.60Method:ACH TransferReceived:Mar 4, 2026Remittance Ref:WMG-PMT-030426Bank:Chase ····8847AI MatchedAI-Matched Open Invoices4 invoices matched · $47,283.60 appliedINVOICEDATEORIGINALBALANCEAPPLIEDAGINGMATCHINV-3842Jan 15$18,450.00$18,450.00$18,450.0031-60dExactINV-3901Jan 28$12,800.00$12,800.00$12,800.0031-60dExactINV-3956Feb 10$9,233.60$9,233.60$9,233.600-30dExactINV-4010Feb 18$7,200.00$6,800.00$6,800.000-30dPartialTotal Applied:$47,283.60Remaining:$0.00!INV-4010 partial payment: $6,800 of $7,200$400 remaining balance. AI suggests: early payment discount applied (memo ref: EPD-2%).SOURCE DOCUMENTSACH-030426.pdfBank StatementRemittance-WMG.pdfRemittance AdviceINV-batch-Jan.pdfInvoice BatchContract-WMG.pdfCustomer TermsCustomerAgingCollectionsActivityWestfield Medical GroupCustomer since 2019 · Net 30 terms · Account #WMG-2019-044Total OutstandingCredit LimitAvg Days to Pay$23,640.00$75,00034 daysAfter this payment applied68% utilizationIndustry avg: 42AGING BREAKDOWNCurrent (0-30)$16,433.6069%31-60 Days$7,206.4031%61-90 Days$0.000%90+ Days$0.000%AI INSIGHTSPayment pattern: Consistently pays 30-35 daysNo late payment trend detectedRemittance auto-parsed: 4 line items matchedACH reference cross-referenced with bank feedEarly payment discount detected on INV-40102% discount = $400 variance. Verify memo.Credit risk: Low (A rating)Based on 6-year payment history, 98.4% on-timeCOLLECTION STATUSNo collection actions neededAccount in good standing. All invoices within terms.Apply PaymentAdjust & Re-matchFlag Dispute

Your Timeline

From first conversation to live application.

This is how an engagement with a team like yours typically runs. Every system is different — this gives you a sense of what to expect.

Weeks 1–2

We map your financial workflows

We sit with your finance team and document how invoices, payments, and approvals actually flow — not how the handbook says they should.

Weeks 3–8

We build around your process

Your approval chains, your GL codes, your compliance rules — encoded into a system that handles the processing and surfaces the decisions.

Weeks 9–12

Your team goes live

We onboard every user, walk them through their role in the system, and stay with you as the system learns your operation.

Ready to modernize your financial operations?

Tell us about the process creating the most risk or the longest delays in your operation. We will show you what a system built around it could look like.